Master Your Contractor Finances

Professional, easy-to-use tools for UK contractors and freelancers. Get accurate tax estimates and IR35 assessments in seconds.

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Essential Toolkit

Pick a tool below to start your calculation

Take-Home Pay

Calculate your net pay after tax, NI, and student loans for 2025/26.

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IR35 Checker

Self-assess your contract status with our accurate multi-step questionnaire.

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Dividend vs Salary

Find the most tax-efficient way to pay yourself from your limited company.

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100% Free

No subscription or hidden costs. Access all tools immediately.

Accurate for 2025/26

Updated with the latest HMRC tax bands and National Insurance rates.

Privacy Focused

No signup required. Your financial data never leaves your browser.